SoFi (SOFI) Stock Price
$10.98 3%
to add to portfolio
AI Score
-
Alternative
5 -
Fundamental
2 -
Technical
5
Our AI score evaluates a company's performance on a scale from 0 to 10 by analyzing alternative data points — web traffic, app downloads, job postings, etc - along with financial health and technical signals. Scores below 4 project bearish performance, while scores above 6 project bullish performance.
Sign up to get access to more historical data and insights on SoFi, AI stock picks, stock alerts and much more.
SOFI AI Stock Analysis
Financial Performance
Last quarter, SoFi reported revenue of $734.1M, a decrease of -1.3% from the previous quarter. The gross profit was $727.2M, down by -2.2% from the previous quarter while their operating income remained unchanged at $204.8M. The EBITDA ratio was zero and the PE ratio stood at 24.54 which is relatively high indicating that investors are willing to pay a higher price for the company's earnings.
Stock Price
The stock is currently trading at $9.57, down by -20.8% in the last month and below its 200-day moving average of $11.29 suggesting bearish sentiment among investors.The RSI value stands at 27.19 indicating an oversold condition which could potentially signal a reversal or bounce back in price.
Alternative Data Signals
The company's web traffic is estimated at around 17941052 visitors per month, however it has decreased by -8.2%. On a positive note, app downloads have increased significantly both monthly (4678%) and annually (4307%). Job postings have slightly decreased (-2%), while employee business outlook remains neutral with a slight downward trend (-3%). Social media followers show mixed trends with increases on Twitter (+4%) and Facebook (+3%) but no growth on TikTok and Instagram.
Conclusion
In conclusion, despite some positive alternative data signals such as app downloads and social media audience growth on certain platforms, SoFi's financial performance shows signs of decline as evident in reduced revenues and gross profits along with a falling stock price below its long-term average making our analysis bearish on SoFi's stock.
Note: This AI Stock Analysis is based on data as of April 05. Our members can refresh and get access to an up-to-date AI stock analysis.
Sign up
SoFi (SOFI) Price Prediction
Based on a combination of financial analysis, technical indicators, and insights from alternative data, we predict that the stock price of SoFi (SOFI), currently trading at $10.98, will... Sign up to access price prediction.
Disclaimer:
This prediction is provided for informational purposes only and does not constitute financial advice. Market conditions are subject to change, and past performance is not indicative of future results. Please conduct your own research or consult a professional before making investment decisions.
About SOFI
-
SoFi Technologies, Inc.
-
Symbol
SOFI
-
Market
NASDAQ
-
Industry
Financial - Credit Services
-
Market Cap
12B
Similar Stocks
 |
Paypal PYPL |
$61 1.3% |
5 |
 |
Upstart UPST |
$40.92 3.8% |
3 |
 |
NerdWallet NRDS |
$8.54 2.9% |
5 |
 |
FirstCash FCFS |
$121.4 1.2% |
7 |
 |
Oportun Financial OPRT |
$4.61 4.5% |
4 |
News
SOFI Alternative Data
Web Traffic
SoFi receives an estimated 21.2M monthly visitors to sofi.com.
-
Web Traffic
21199268
-
Change from Previous Month
18.2%
-
3 Month Change
8.5%
-
YoY Change
8.5%
News Mentions
SoFi was mentioned 6 times in the news yesterday.
-
News Mentions
6
-
Daily Change
66.7%
-
1 Month Change
25%
-
3 Month Change
78.6%
Reddit Mentions
SoFi has been mentioned an estimated 1 times in investment subreddits on Reddit over the last 24 hours.
-
Reddit Mentions
1
-
Daily Change
0%
-
1 Month Change
50%
Twitter Followers
SoFi has 156,347 Twitter Followers on its main Twitter (also known as X) account, which is up by 0.1% over the last month.
-
Twitter Followers
156347
-
Daily Change
0%
-
1 Month Change
0.1%
-
3 Month Change
1.4%
-
YoY Change
1.4%
Facebook Engagement
SoFi has engaged 41,829 users via their Facebook Page over the last 7 days.
-
Facebook Engagement
41829
-
Daily Change
5.3%
-
1 Month Change
5.3%
-
3 Month Change
12.3%
-
YoY Change
12.3%
Instagram Followers
SoFi has 123,131 Instagram Followers on its main Instagram account.
-
Instagram Followers
123131
-
Daily Change
0.1%
-
1 Month Change
0%
-
3 Month Change
4.1%
-
YoY Change
4.1%
Youtube Subscribers
SoFi has 176,000 subscribers on its main Youtube channel.
-
Youtube Subscribers
176000
-
Daily Change
0%
-
1 Month Change
0%
-
3 Month Change
10.7%
-
YoY Change
10.7%
LinkedIn Followers
425,212 are following SoFi on LinkedIn, up by 0.5% over the last month.
-
LinkedIn Followers
425212
-
Daily Change
0%
-
1 Month Change
0.5%
-
3 Month Change
6.7%
App Downloads
-
App Downloads
299306
-
Daily Change
0%
-
1 Month Change
49.7%
-
3 Month Change
65.5%
-
YoY Change
65.5%
Job Postings
SoFi currenly has an estimated 391 open job postings, up by 13% over the last month.
-
Job Postings
391
-
Daily Change
1.8%
-
1 Month Change
13%
-
3 Month Change
36.2%
-
YoY Change
36.2%
TikTok Followers
SoFi has 164,200 TikTok Followers on its main TikTok account, down by -0.1% over the last month.
-
TikTok Followers
164200
-
Daily Change
0%
-
1 Month Change
0.1%
-
3 Month Change
0.1%
-
YoY Change
0.1%
LinkedIn Employees
According to LinkedIn, SoFi has 4,802 employees.
-
LinkedIn Employees
4802
-
Daily Change
0%
-
1 Month Change
0%
-
3 Month Change
4.5%
-
YoY Change
4.5%
Business Outlook
According to employee reviews, the business outlook among employees at SoFi is 53 out of 100 (neutral).
-
Business Outlook
53
-
Change from Previous Month
3.6%
-
3 Month Change
0%
-
YoY Change
0%
SOFI Financials
SOFI Key Metrics
-
Total Revenue
$743.9M
-
Net Income
$332.5M
-
Earnings per Share
$0.31
-
Free cash flow
-$88.1M
-
EBITDA
$0
-
EBITDA Ratio
0
-
Total Assets
$36.3B
SOFI 2-year Revenue & Income
SOFI 2-year Free Cash Flow
SOFI Technicals
SOFI SMA
SOFI RSI
FAQ
What's the current price of SoFi (SOFI) Stock?
The price of an SoFi (SOFI) share is $10.98.
What's the market cap of SoFi?
The current market cap of SoFi is 12B.
Should I buy or sell SOFI?
SoFi shows several positive indicators, but they aren’t strong enough to warrant a buy recommendation. At its current price, SoFi is better viewed as a hold or accumulate position while waiting for further developments.
Is SoFi a good investment?
The current analysis of SoFi's fundamentals, technical aspects, and alternative data insights indicates a neutral outlook on the stock. While there are promising elements in SoFi's portfolio, the presence of equal risks and opportunities suggests that it might not drive significant gains or losses at this moment.
Is now a good time to buy SoFi (SOFI) Stock?
Based on an analysis that includes fundamentals, technical analysis, and alternative data insights, the outlook for SoFi stock is currently neutral, suggesting a cautious approach might be wise.
What are some stocks similar to SoFi (SOFI) that investors often compare it to?
SoFi (SOFI) is often compared to similar stocks such as Paypal, Upstart, NerdWallet, FirstCash and Oportun Financial.
What is the forecast for SoFi's stock price in 2026?
Using a mix of financial analysis, technical indicators, and alternative data, we forecast SoFi's stock price to be around $10.84 in 2026. Starting from the current price of $10.98, this represents a 1.2% change in price, indicating a neutral outlook for the stock.
How to buy SoFi (SOFI) Stock?
SoFi stock is available for purchase through numerous brokerage firms, including online platforms. Investors can also buy SoFi shares via trading apps on their smartphones or by utilizing services like robo-advisors for automated investing.