SoFi (SOFI) Stock Price
$18.12 2.7%
to add to portfolio
AI Score
-
Alternative
5 -
Fundamental
3 -
Technical
7
Our AI score evaluates a company's performance on a scale from 0 to 10 by analyzing alternative data points — web traffic, app downloads, job postings, etc - along with financial health and technical signals. Scores below 4 project bearish performance, while scores above 6 project bullish performance.
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SOFI AI Stock Analysis
Financial Performance
SoFi's revenue has shown a positive trend, growing by 4% from the previous quarter and by 10.8% year over year to $763.8M. However, gross profit experienced a slight decline of -0.2% YoY and -5.8% QoQ, indicating some pressure on profitability margins. The operating income has seen impressive growth of 345.2% YoY and a modest increase of 4% QoQ, standing at $213M last quarter which is encouraging.
The EBITDA ratio was recorded at 0.52 in the last quarter while the PE ratio stands at a relatively high level of 32.77 suggesting that investors are willing to pay a significant premium for SoFi's earnings.
Stock Price
The stock price is currently trading at $14.09 and has demonstrated an upward trajectory with an increase of 3.8% in the last month and a substantial gain of 118.1% YoY which reflects investor confidence in the company's prospects.
The RSI value is currently at moderate levels (58), suggesting neither overbought nor oversold conditions while the stock's price remains above its long-term (200-day) moving average ($12.7), implying an ongoing bullish trend.
Alternative Data Signals
In terms of alternative data signals, there seems to be mixed sentiments towards SoFi's performance:
- Web traffic shows a decrease (-7%), indicating less online engagement or interest in their services recently.
- A massive surge in app downloads suggests increased user adoption and popularity (+6229%).
- A slight decrease in job openings (-9%) could indicate a slowdown in expansion or cost-saving measures.
- Employee sentiment towards business outlook is positive but has slightly decreased (-1.6%).
- Social media followers have generally increased, indicating growing brand awareness and popularity.
Conclusion
In conclusion, despite some mixed signals from alternative data sources, SoFi's strong revenue growth, impressive stock price performance and substantial social media presence contribute to a generally bullish outlook for the company's stock.
Note: This AI Stock Analysis is based on data as of June 14. Our members can refresh and get access to an up-to-date AI stock analysis.
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SoFi (SOFI) Price Prediction
Based on a combination of financial analysis, technical indicators, and insights from alternative data, we predict that the stock price of SoFi (SOFI), currently trading at $18.12, will... Sign up to access price prediction.
Disclaimer:
This prediction is provided for informational purposes only and does not constitute financial advice. Market conditions are subject to change, and past performance is not indicative of future results. Please conduct your own research or consult a professional before making investment decisions.
About SOFI
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SoFi Technologies, Inc.
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Symbol
SOFI
-
Market
NASDAQ
-
Industry
Financial - Credit Services
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Market Cap
20B
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SOFI Alternative Data
Web Traffic
SoFi receives an estimated 19.5M monthly visitors to sofi.com.
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Web Traffic
19470655
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Change from Previous Month
7.3%
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3 Month Change
8.2%
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YoY Change
8.2%
Twitter Followers
SoFi has 158,031 Twitter Followers on its main Twitter (also known as X) account, which is up by 0.6% over the last month.
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Twitter Followers
158031
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Daily Change
0%
-
1 Month Change
0.6%
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3 Month Change
1.1%
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YoY Change
1.1%
TikTok Followers
SoFi has 169,200 TikTok Followers on its main TikTok account, up by 1.1% over the last month.
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TikTok Followers
169200
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Daily Change
0%
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1 Month Change
1.1%
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3 Month Change
3%
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YoY Change
3%
Facebook Engagement
SoFi has engaged 38,147 users via their Facebook Page over the last 7 days.
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Facebook Engagement
38147
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Daily Change
2.2%
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1 Month Change
27.5%
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3 Month Change
12.1%
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YoY Change
12.1%
Instagram Followers
SoFi has 0 Instagram Followers on its main Instagram account.
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Instagram Followers
0
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Daily Change
100%
-
1 Month Change
0%
-
3 Month Change
100%
-
YoY Change
100%
Youtube Subscribers
SoFi has 198,000 subscribers on its main Youtube channel, up by 10% over the last month.
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Youtube Subscribers
198000
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Daily Change
0%
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1 Month Change
10%
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3 Month Change
12.5%
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YoY Change
12.5%
LinkedIn Followers
433,578 are following SoFi on LinkedIn, up by 0.8% over the last month.
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LinkedIn Followers
433578
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Daily Change
0.1%
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1 Month Change
0.8%
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3 Month Change
2.2%
App Downloads
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App Downloads
360449
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Daily Change
0.9%
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1 Month Change
7.1%
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3 Month Change
22.3%
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YoY Change
22.3%
Job Postings
SoFi has an estimated 347 open job postings, which is down -18.9% over the last month.
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Job Postings
347
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Daily Change
2%
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1 Month Change
18.9%
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3 Month Change
8.1%
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YoY Change
8.1%
LinkedIn Employees
According to LinkedIn, SoFi has 5,172 employees, up by 2.1% over the last month.
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LinkedIn Employees
5172
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Daily Change
0%
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1 Month Change
2.1%
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3 Month Change
7.7%
-
YoY Change
7.7%
Reddit Mentions
SoFi has been mentioned an estimated 17 times in investment subreddits on Reddit over the last 24 hours.
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Reddit Mentions
17
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Daily Change
63.8%
-
1 Month Change
112.5%
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3 Month Change
466.7%
Reddit Sentiment
The sentiment Score for SoFi is 60 out of 100, which represents a neutral sentiment.
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Reddit Sentiment
59.8462
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Daily Change
12.9%
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1 Month Change
17.3%
Business Outlook
According to employee reviews, the business outlook among employees at SoFi is 62 out of 100 (bullish), down by -1.6% over the last month.
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Business Outlook
62
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Change from Previous Month
1.6%
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3 Month Change
0%
-
YoY Change
0%
News Mentions
SoFi was mentioned 6 times in the news yesterday.
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News Mentions
6
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Daily Change
0%
-
1 Month Change
0%
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3 Month Change
20%
SOFI Financials
SOFI Key Metrics
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Total Revenue
$763.8M
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Net Income
$71.1M
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Earnings per Share
$0.06
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Free cash flow
-$88.1M
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EBITDA
$400.2M
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EBITDA Ratio
0.523887
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Total Assets
$37.7B
SOFI 2-year Revenue & Income
SOFI 2-year Free Cash Flow
SOFI Technicals
SOFI SMA
SOFI RSI
FAQ
What's the current price of SoFi (SOFI) Stock?
The price of an SoFi (SOFI) share is $18.12.
What's the market cap of SoFi?
The current market cap of SoFi is 20B.
Should I buy or sell SOFI?
SoFi shows several positive indicators, but they aren’t strong enough to warrant a buy recommendation. At its current price, SoFi is better viewed as a hold or accumulate position while waiting for further developments.
Is SoFi a good investment?
The current analysis of SoFi's fundamentals, technical aspects, and alternative data insights indicates a neutral outlook on the stock. While there are promising elements in SoFi's portfolio, the presence of equal risks and opportunities suggests that it might not drive significant gains or losses at this moment.
Is now a good time to buy SoFi (SOFI) Stock?
Based on an analysis that includes fundamentals, technical analysis, and alternative data insights, the outlook for SoFi stock is currently neutral, suggesting a cautious approach might be wise.
What are some stocks similar to SoFi (SOFI) that investors often compare it to?
SoFi (SOFI) is often compared to similar stocks such as Paypal, Upstart, NerdWallet, FirstCash and Oportun Financial.
What is the forecast for SoFi's stock price in 2026?
Using a mix of financial analysis, technical indicators, and alternative data, we forecast SoFi's stock price to be around $18.91 in 2026. Starting from the current price of $18.12, this represents a 4.4% change in price, indicating a neutral outlook for the stock.
How to buy SoFi (SOFI) Stock?
SoFi stock is available for purchase through numerous brokerage firms, including online platforms. Investors can also buy SoFi shares via trading apps on their smartphones or by utilizing services like robo-advisors for automated investing.