SoFi (SOFI) Stock Price
$26.55 2.3%
to add to portfolio
AI Score
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Alternative
5 -
Fundamental
3 -
Technical
8
Our AI Score rates companies on a scale from 0 to 10, based on alternative data points such as web traffic, app downloads, and job postings — combined with financial health indicators and technical signals. Scores are designed to reflect relative strength or weakness across these factors, helping users compare companies and track changes over time.
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SOFI AI Stock Analysis
Financial Performance
SoFi's recent financial results show a mixed picture. The company reported revenue of $763.8M in the last quarter, representing a growth of 4% from the previous quarter and an increase of 10.8% year over year. However, gross profit was down by -5.8% from the previous quarter and -0.2% YoY at $689.8M, which may indicate increasing cost pressures or declining pricing power. On a positive note, operating income grew significantly by 345.2% YoY to reach $213M, suggesting improved operational efficiency and control over costs.
Stock Price
The stock is currently trading at $22.1 with an impressive YoY gain of 232.8%. Over the past month, it has risen by 5.4%, indicating strong short-term momentum as well as long-term performance above market averages.The RSI value stands at a moderate level of 59.34 indicating neither overbought nor oversold conditions while its PE ratio is relatively high at 44.20 suggesting investors are expecting higher earnings growth in the future.
Alternative Data Signals
In terms of alternative data signals, SoFi shows strong signs across several metrics: website traffic has grown consistently both MoM (3.8%) and YoY (20%), mobile app downloads have seen explosive growth (5040% MoM), and social media following also continues to grow across various platforms such as Twitter (7%), Instagram(37%), TikTok(5%) and Facebook(3%). This indicates growing brand recognition and user engagement which could translate into increased customer acquisition and revenue growth.
Conclusion
In conclusion, SoFi's stock exhibits a bullish trend, backed by solid revenue growth, impressive operational income, and strong alternative data signals. However, the decline in gross profit and high PE ratio may warrant caution. Therefore, while the overall outlook is positive, investors should monitor these areas closely.
Note: This AI Stock Analysis is based on data as of August 09. Our members can refresh and get access to an up-to-date AI stock analysis.
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SoFi (SOFI) Price Prediction
Based on a combination of financial analysis, technical indicators, and insights from alternative data, we predict that the stock price of SoFi (SOFI), currently trading at $26.55, will... Sign up to access price prediction.
About SOFI
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SoFi Technologies, Inc.
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Symbol
SOFI
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Market
NASDAQ
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Industry
Financial - Credit Services
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Market Cap
31.5B
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News
SOFI Alternative Data
Web Traffic
SoFi receives an estimated 22.4M monthly visitors to sofi.com, which is up by 0% over the last month.
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Web Traffic
22411097
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Change from Previous Month
0%
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3 Month Change
15.1%
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YoY Change
15.1%
Twitter Followers
SoFi has 161,851 Twitter Followers on its main Twitter (also known as X) account, which is up by 1% over the last month.
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Twitter Followers
161851
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Daily Change
0%
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1 Month Change
1%
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3 Month Change
3%
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YoY Change
3%
TikTok Followers
SoFi has 169,300 TikTok Followers on its main TikTok account, up by 0.1% over the last month.
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TikTok Followers
169300
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Daily Change
0%
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1 Month Change
0.1%
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3 Month Change
1%
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YoY Change
1%
Facebook Engagement
SoFi has engaged 23,778 users via their Facebook Page over the last 7 days.
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Facebook Engagement
23778
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Daily Change
3.8%
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1 Month Change
30.1%
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3 Month Change
14%
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YoY Change
14%
Instagram Followers
SoFi has 0 Instagram Followers on its main Instagram account, down by -100% over the last month.
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Instagram Followers
0
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Daily Change
100%
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1 Month Change
100%
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3 Month Change
100%
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YoY Change
100%
Youtube Subscribers
SoFi has 201,000 subscribers on its main Youtube channel.
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Youtube Subscribers
201000
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Daily Change
0%
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1 Month Change
0%
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3 Month Change
11%
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YoY Change
11%
LinkedIn Followers
443,997 are following SoFi on LinkedIn, up by 1% over the last month.
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LinkedIn Followers
443997
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Daily Change
0%
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1 Month Change
1%
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3 Month Change
3%
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YoY Change
3%
App Downloads
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App Downloads
200000
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Daily Change
0%
Job Postings
SoFi has an estimated 389 open job postings, which is down -8% over the last month.
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Job Postings
389
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Daily Change
2.5%
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1 Month Change
8%
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3 Month Change
5.1%
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YoY Change
5.1%
LinkedIn Employees
According to LinkedIn, SoFi has 5,425 employees, up by 1.7% over the last month.
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LinkedIn Employees
5425
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Daily Change
0%
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1 Month Change
1.7%
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3 Month Change
6.7%
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YoY Change
6.7%
Reddit Mentions
SoFi has been mentioned an estimated 19 times in investment subreddits on Reddit over the last 24 hours.
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Reddit Mentions
19
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Daily Change
11.8%
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1 Month Change
24%
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3 Month Change
35.7%
Reddit Sentiment
The sentiment Score for SoFi is 47 out of 100, which represents a bearish sentiment.
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Reddit Sentiment
46.5833
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Daily Change
7%
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1 Month Change
6.8%
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3 Month Change
16.1%
Business Outlook
According to employee reviews, the business outlook among employees at SoFi is 64 out of 100 (bullish), up by 4.9% over the last month.
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Business Outlook
64
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Change from Previous Month
4.9%
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3 Month Change
1.6%
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YoY Change
1.6%
News Mentions
SoFi was mentioned 6 times in the news yesterday.
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News Mentions
6
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Daily Change
0%
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1 Month Change
0%
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3 Month Change
0%
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YoY Change
0%
SOFI Financials
SOFI Key Metrics
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Total Revenue
$763.8M
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Net Income
$71.1M
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Earnings per Share
$0.06
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Free cash flow
-$88.1M
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EBITDA
$400.2M
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EBITDA Ratio
0.523887
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Total Assets
$37.7B
SOFI 2-year Revenue & Income
SOFI 2-year Free Cash Flow
SOFI Technicals
SOFI SMA
SOFI RSI
FAQ
What's the current price of SoFi (SOFI) Stock?
The price of an SoFi (SOFI) share is $26.55.
What's the market cap of SoFi?
The current market cap of SoFi is 31.5B.
What are some stocks similar to SoFi (SOFI) that investors often compare it to?
SoFi (SOFI) is often compared to similar stocks such as Paypal, Upstart, NerdWallet, FirstCash and Oportun Financial.
What is the forecast for SoFi's stock price in 2026?
Using a mix of financial analysis, technical indicators, and alternative data, we forecast SoFi's stock price to be around $28.26 in 2026. Starting from the current price of $26.55, this represents a 6.4% change in price, indicating a bullish outlook for the stock.
How to buy SoFi (SOFI) Stock?
SoFi stock is available for purchase through numerous brokerage firms, including online platforms. Investors can also buy SoFi shares via trading apps on their smartphones or by utilizing services like robo-advisors for automated investing.