SoFi (SOFI) Stock Price
$24.23 1.9%
to add to portfolio
AI Score
-
Alternative
7 -
Fundamental
3 -
Technical
8
Our AI score evaluates a company's performance on a scale from 0 to 10 by analyzing alternative data points — web traffic, app downloads, job postings, etc - along with financial health and technical signals. Scores below 4 project bearish performance, while scores above 6 project bullish performance.
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SOFI AI Stock Analysis
Financial Performance
SoFi's recent financial results show a mixed picture. The company reported revenue of $763.8M in the last quarter, representing a growth of 4% from the previous quarter and an increase of 10.8% year over year. However, gross profit was down by -5.8% from the previous quarter and -0.2% YoY at $689.8M, which may indicate increasing cost pressures or declining pricing power. On a positive note, operating income grew significantly by 345.2% YoY to reach $213M, suggesting improved operational efficiency and control over costs.
Stock Price
The stock is currently trading at $22.1 with an impressive YoY gain of 232.8%. Over the past month, it has risen by 5.4%, indicating strong short-term momentum as well as long-term performance above market averages.The RSI value stands at a moderate level of 59.34 indicating neither overbought nor oversold conditions while its PE ratio is relatively high at 44.20 suggesting investors are expecting higher earnings growth in the future.
Alternative Data Signals
In terms of alternative data signals, SoFi shows strong signs across several metrics: website traffic has grown consistently both MoM (3.8%) and YoY (20%), mobile app downloads have seen explosive growth (5040% MoM), and social media following also continues to grow across various platforms such as Twitter (7%), Instagram(37%), TikTok(5%) and Facebook(3%). This indicates growing brand recognition and user engagement which could translate into increased customer acquisition and revenue growth.
Conclusion
In conclusion, SoFi's stock exhibits a bullish trend, backed by solid revenue growth, impressive operational income, and strong alternative data signals. However, the decline in gross profit and high PE ratio may warrant caution. Therefore, while the overall outlook is positive, investors should monitor these areas closely.
Note: This AI Stock Analysis is based on data as of August 09. Our members can refresh and get access to an up-to-date AI stock analysis.
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SoFi (SOFI) Price Prediction
Based on a combination of financial analysis, technical indicators, and insights from alternative data, we predict that the stock price of SoFi (SOFI), currently trading at $24.23, will... Sign up to access price prediction.
Disclaimer:
This prediction is provided for informational purposes only and does not constitute financial advice. Market conditions are subject to change, and past performance is not indicative of future results. Please conduct your own research or consult a professional before making investment decisions.
About SOFI
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SoFi Technologies, Inc.
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Symbol
SOFI
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Market
NASDAQ
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Industry
Financial - Credit Services
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Market Cap
28.7B
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News
SOFI Alternative Data
Web Traffic
SoFi receives an estimated 22.4M monthly visitors to sofi.com.
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Web Traffic
22401927
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Change from Previous Month
10.8%
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3 Month Change
15.1%
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YoY Change
15.1%
Twitter Followers
SoFi has 160,586 Twitter Followers on its main Twitter (also known as X) account, which is up by 1.2% over the last month.
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Twitter Followers
160586
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Daily Change
0%
-
1 Month Change
1.2%
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3 Month Change
2.4%
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YoY Change
2.4%
TikTok Followers
SoFi has 169,200 Followers on its main TikTok account.
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TikTok Followers
169200
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Daily Change
0%
-
1 Month Change
0%
-
3 Month Change
1.1%
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YoY Change
1.1%
Facebook Engagement
SoFi has engaged 30,917 users via their Facebook Page over the last 7 days.
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Facebook Engagement
30917
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Daily Change
1.5%
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1 Month Change
9.7%
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3 Month Change
51.9%
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YoY Change
51.9%
Instagram Followers
SoFi has 132,041 Instagram Followers on its main Instagram account, up by 1.3% over the last month.
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Instagram Followers
132041
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Daily Change
0%
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1 Month Change
1.3%
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3 Month Change
0%
-
YoY Change
0%
Youtube Subscribers
SoFi has 201,000 subscribers on its main Youtube channel, up by 1% over the last month.
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Youtube Subscribers
201000
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Daily Change
0%
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1 Month Change
1%
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3 Month Change
12.3%
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YoY Change
12.3%
LinkedIn Followers
440,739 are following SoFi on LinkedIn, up by 1.1% over the last month.
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LinkedIn Followers
440739
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Daily Change
0%
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1 Month Change
1.1%
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3 Month Change
2.9%
App Downloads
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App Downloads
200000
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Daily Change
0%
Job Postings
SoFi currenly has an estimated 439 open job postings, up by 17.1% over the last month.
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Job Postings
439
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Daily Change
0%
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1 Month Change
17.1%
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3 Month Change
3.8%
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YoY Change
3.8%
LinkedIn Employees
According to LinkedIn, SoFi has 5,362 employees, up by 2.6% over the last month.
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LinkedIn Employees
5362
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Daily Change
0.1%
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1 Month Change
2.6%
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3 Month Change
7%
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YoY Change
7%
Reddit Mentions
SoFi has been mentioned an estimated 9 times in investment subreddits on Reddit over the last 24 hours.
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Reddit Mentions
9
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Daily Change
28.6%
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1 Month Change
64%
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3 Month Change
350%
Reddit Sentiment
The sentiment Score for SoFi is 71 out of 100, which represents a bullish sentiment.
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Reddit Sentiment
70.75
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Daily Change
7.7%
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1 Month Change
5.4%
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3 Month Change
130.7%
Business Outlook
According to employee reviews, the business outlook among employees at SoFi is 62 out of 100 (bullish).
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Business Outlook
62
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Change from Previous Month
0%
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3 Month Change
1.6%
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YoY Change
1.6%
News Mentions
SoFi was mentioned 6 times in the news yesterday.
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News Mentions
6
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Daily Change
0%
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1 Month Change
0%
-
3 Month Change
0%
SOFI Financials
SOFI Key Metrics
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Total Revenue
$763.8M
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Net Income
$71.1M
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Earnings per Share
$0.06
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Free cash flow
-$88.1M
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EBITDA
$400.2M
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EBITDA Ratio
0.523887
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Total Assets
$37.7B
SOFI 2-year Revenue & Income
SOFI 2-year Free Cash Flow
SOFI Technicals
SOFI SMA
SOFI RSI
FAQ
What's the current price of SoFi (SOFI) Stock?
The price of an SoFi (SOFI) share is $24.23.
What's the market cap of SoFi?
The current market cap of SoFi is 28.7B.
Should I buy or sell SOFI?
Multiple alternative data signals suggest that SoFi stock could offer a buying opportunity at its current level, with a reasonable expectation for positive performance in the mid term.
Is SoFi a good investment?
Based on an in-depth analysis that encompasses fundamentals, technical analysis, and alternative data insights, it appears to be a favorable time to consider investing in SoFi stock. The bullish indicators suggest that SoFi's growth prospects and market position may lead to a positive performance in the foreseeable future.
Is now a good time to buy SoFi (SOFI) Stock?
Based on an analysis that includes fundamentals, technical analysis, and alternative data insights, it could be a favorable time to consider buying SoFi stock, given the bullish outlook.
What are some stocks similar to SoFi (SOFI) that investors often compare it to?
SoFi (SOFI) is often compared to similar stocks such as Paypal, Upstart, NerdWallet, FirstCash and Oportun Financial.
What is the forecast for SoFi's stock price in 2026?
Using a mix of financial analysis, technical indicators, and alternative data, we forecast SoFi's stock price to be around $26.29 in 2026. Starting from the current price of $24.23, this represents a 8.5% change in price, indicating a bullish outlook for the stock.
How to buy SoFi (SOFI) Stock?
SoFi stock is available for purchase through numerous brokerage firms, including online platforms. Investors can also buy SoFi shares via trading apps on their smartphones or by utilizing services like robo-advisors for automated investing.